You’re smart, educated, aware, savvy. Yeah, you could do your own financial plan, and maybe even manage your investments. BUT is this the best use of your smarts and your time? Do you think that, because you’re smart, you SHOULD do these things, even if you don’t find these tasks particularly interesting or fun? Or, a bit overwhelming?

You want it done well, but you don’t want to do it yourself. You appreciate the expertise that goes into doing things well, but don’t want to be the expert.

You don’t have more money than you know what to do with, but you want to know what to do with what you have!

What do you really want to accomplish? That can be hard to figure out on your own – could it be more enlightening to explore your aspirations with a knowledgeable partner that will help you think creatively about those aspirations?

You realize that plain vanilla financial planning, or using online apps, will not do justice to the unique character of your particular aspirations. Perhaps you should consider walking that path together with a friendly expert.

Would you like to work with a partner who takes you seriously (yet, with a relaxed approach), collaborates with you (rather than issuing a predesigned set of recommendations), will work to understand what is really important to you, and helps keep you focused on REAL goals (making your plan work, not beating the market)?

My advice and insight have been featured in the San Francisco Chronicle, the Oakland Tribune, Money Magazine, and www.money.com, among others.

I am a member of the National Association of Personal Financial Advisors (NAPFA), which is the professional association for fee-only financial planners. A Certified Financial Planner ™ certificant, I also earned my MBA in Finance from California State University, Hayward.

I am also an avid musician, specializing in choral singing; I perform with the San Francisco Bay Area Chamber Choir, the California Bach Society, Schola SF, and any other group I can find time for. I consider music to be one of my most important tools for a balanced life.